5 Phrases You Should Never Use After a Car Crash

A car crash can leave anyone feeling confused, scared, and overwhelmed. In the moments after a collision, what you say can significantly impact your ability to file a claim or recover compensation later. Even innocent or polite remarks may be used against you by insurance companies trying to minimize their payout.

That’s why it’s important to stay calm and choose your words carefully. Many people seek guidance early on to avoid making mistakes that could harm their case. For this reason, some reach out to car accident attorneys at Nicolet Law for support and direction after a crash.

1. “I’m Sorry.”

Saying “I’m sorry” might feel natural, especially if you’re polite or shaken up. However, apologies can be interpreted as an admission of fault—even when you didn’t cause the crash.

Insurance adjusters may use your words to argue that you were partly responsible, which can reduce your compensation. Instead of apologizing, focus on ensuring everyone is okay and wait for law enforcement to assess the situation.

2. “I Didn’t See You.”

This phrase may seem harmless, but it can be used to suggest you were distracted or not paying attention. Statements like this give insurance companies room to argue that you were negligent, even if the other driver clearly caused the accident. Avoid offering any explanation for what happened before the facts are clear. Stick to describing the events only if asked by police—never speculate or guess.

3. “I’m Not Hurt.”

Right after a crash, adrenaline floods your system, and injuries may not be immediately noticeable. Many people say they are not hurt, only to develop symptoms hours or days later. If you claim you are uninjured at the scene, the insurance company may later argue that your injuries didn’t come from the crash. Instead, say something like, “I’m not sure,” and get a medical evaluation as soon as possible.

4. “Let’s Handle This Without Calling the Police.”

Some drivers may suggest skipping the police to avoid getting in trouble or because the damage “looks minor.” Never agree to this. A police report is one of the most important pieces of evidence in a car accident claim. Without an official record, it becomes much harder to prove what happened, especially if the other driver changes their story later. Always call law enforcement and let them document the scene.

5. “It Was My Fault.”

Even if you believe you may have contributed to the crash, you should never admit fault at the scene. You don’t yet know all the factors involved—road conditions, the other driver’s behavior, or mechanical failures might have played a role. Fault is determined by evidence, not guesses. Anything you say can be used against you, so remain calm, provide factual information to the police, and avoid taking responsibility prematurely.

Why Your Words Matter

Insurance companies are trained to look for statements they can twist into admissions of fault. Even a single wrong phrase can reduce the compensation you are entitled to for medical bills, lost wages, pain and suffering, and vehicle repairs. Protecting your rights starts with being cautious about what you say and focusing on gathering information rather than explaining the accident.

Key Takeaways

• What you say after a car crash can significantly impact your claim.

• Avoid apologizing or making statements that could be taken as an admission of fault.

• Never say you’re uninjured until a medical professional evaluates you.

• Always contact police to create an official accident report.

• Many people turn to car accident attorneys at Nicolet Law to avoid mistakes and protect their legal rights.